Turnkey Fintech Solutions &
Native Mobile Banking Apps
Accelerate your market entry with production-ready Android & iOS banking apps, institutional Neobank BaaS cores, and ERC-3643 real-world asset tokenization platforms. Full source code ownership on your cloud infrastructure.
From brand styling to Google Play Store & Cloud API live deployment.
Complete Kotlin, Swift, and backend core ownership with zero royalty lock-in.
Save over $1.5M in upfront engineering, security audits, and infrastructure setup.
Direct settlement rails across XRPL, EVM, Solana, and Stellar.
Turnkey Native Android Applications
Explore the three production-ready Android mobile apps built for the Y3K Markets and UnyKorn Brands ecosystem. Full Kotlin source code and vector branding included.
Turnkey digital banking application built with Kotlin 2.0 and Jetpack Compose. Includes FDIC-insured FBO sub-accounts, FedNow / ACH instant clearing, Visa debit card issuance, and Google Pay NFC push provisioning.
Official Android App Logos & Identity
White-label brand assets packaged for Google Play Store listing, adaptive launcher icons (foreground + background), and enterprise marketing collateral.
Photorealistic 3D Liquid Glass Mobile Icons Suite
Turnkey app iconography rendered in White Liquid Glass aesthetics for the Google Play Store, Android Auto, Wear OS, and enterprise distribution portals.
Y3K Neobank Logo
Adaptive launcher icon & brand shield for retail and commercial digital banking applications.
com.y3kmarkets.neobank
Y3K RWA Investor Logo
Isometric diamond vault icon for accredited asset syndication and securities trading portals.
com.y3kmarkets.rwa
Y3K Custody Signer Logo
Cryptographic multi-sig padlock and MPC quorum ring for institutional approval signers.
com.y3kmarkets.custodySix Turnkey Institutional Platforms
Select any turnkey platform to deploy under your brand in under 14 days, or bundle multiple solutions for a unified, sovereign digital asset neobank ecosystem.
Turnkey Android & iOS Mobile Banking Suite
White-label native Android (Kotlin/Compose) and iOS (Swift/SwiftUI) applications. Complete source code, biometric keystore security, Google Pay NFC push, and multi-chain RWA investment portfolio desk.
- Native Android Kotlin 2.0 & Jetpack Compose
- Android Keystore & BiometricPrompt (TEE)
- Google Pay NFC Card Push Provisioning
- Account Abstraction & Gasless Signing
- Google Play & App Store Launch Assist
White-Label Neobank Core Engine
Complete Banking-as-a-Service (BaaS) core infrastructure with multi-currency accounts, double-entry financial ledger, virtual and physical debit card issuance, and instant payment settlement rails.
- Multi-Currency FBO Accounts (USD, EUR, GBP)
- Real-time FedNow, ACH, Wire & SEPA Rails
- Visa & Mastercard Debit Card Program
- High-Throughput REST & WebSocket APIs
- Automated Ledger Reconciliation
ERC-3643 RWA Tokenization Desk
Institutional real-world asset tokenization platform for commercial real estate, private credit funds, clean energy, and commodities. Full statutory trust legal wrapper and on-chain compliance.
- ERC-3643 Permissioned Securities Protocol
- Wyoming Statutory Trust Legal Architecture
- Automated Cap Table & Dividend Distribution
- Primary Issuance & Secondary Bulletin Board
- Multi-Jurisdiction Compliance Verification
Qualified Custody & MPC Vault Gateway
We install a qualified-custody connector in the client's legal name: bankruptcy-remote segregated accounts, multi-sig quorum policies, and crime insurance maintained by the custodian. UnyKorn is not the vault.
- Segregated accounts opened in the tenant's legal name
- Multi-Signature & MPC Governance Policies
- Cold Storage Vaults & Hardware Security Modules
- Comprehensive Specie & Digital Asset Insurance
- Real-Time Audit & Proof-of-Reserves
Cross-Chain Settlement & Liquidity Desk
High-throughput multi-chain settlement router connecting enterprise ledger cores directly to XRPL, Ethereum EVM, Solana, and Stellar networks for 24/7 cross-border stablecoin payments.
- Native XRPL, EVM, Solana & Stellar Adapters
- Stablecoin Settlement (USDC, USDT, RLUSD)
- Sub-Second Payment Finality
- Automated FX & Slippage Mitigation
- Dedicated Node Infrastructure
Automated KYC/AML & Accreditation Desk
Zero-friction institutional onboarding engine with global government ID OCR, liveness biometrics, PEP/OFAC sanctions screening, and SEC Rule 506(c) accredited investor verification.
- Real-Time Document OCR & Biometric Liveness
- Global OFAC, PEP & Sanctions Screening
- SEC 506(c) Accredited Investor Verifier
- On-Chain ONCHAINID Identity Minting
- Automated Audit Trail & Export
Turnkey Deployment vs. Scratch Build
See why top fintech sponsors and fund managers choose Y3K Markets turnkey solutions over high-risk custom development cycles.
| Evaluation Metric | Y3K Turnkey Architecture | In-House Scratch Build | Legacy BaaS Provider |
|---|---|---|---|
| Time to Market | 14 Days Production | 12 to 18 Months | 6 to 9 Months |
| Native Android App | Included (Kotlin/Compose) | Requires Dedicated Android Team ($350k+) | Web-View Wrapper Only |
| Year 1 Total Capex | $15k - $25k Setup | $1,500,000 - $2,200,000 | $250k Base + Transaction Rev Share |
| Intellectual Property | 100% Client Ownership | Client Owned (High Tech Debt) | Vendor Owned (Lock-in) |
| Security & Audits | Pre-Audited & SOC-2 Ready | Requires 6+ Months Auditing | Shared Multi-Tenant Risk |
| RWA Tokenization | Native ERC-3643 Core | Requires Web3 Specialist Firm | Not Supported |
14-Day Delivery Roadmap
Our streamlined engineering sprint gets your branded fintech core, mobile apps, and smart contracts live in production in two weeks.
Brand & UI Styling
Customizing the White Liquid Glass design system with your brand tokens, logos, color palettes, and institutional typography across mobile and web interfaces.
Core Infrastructure
Provisioning dedicated AWS/GCP Kubernetes clusters, PostgreSQL/Spanner databases, BaaS API gateways, and sandbox account integrations.
Android App & Keystore
Compiling native Android APK/AAB builds, binding hardware Keystore biometrics, provisioning Google Pay NFC endpoints, and executing end-to-end sandbox tests.
Store Submission & Go-Live
Submitting to Google Play Store and Apple App Store, deploying smart contract vaults on mainnet, and handing over all production cryptographic credentials.
Reference Architectures
Three deployment patterns the stack is built to support, described by their architecture and the standards they implement. These are capability blueprints, not client engagements — no figure below represents a completed transaction, and named references are available only under NDA.
Tokenized Bond Issuance on ERC-3643
A sponsor holds an asset portfolio inside a bankruptcy-remote Wyoming Statutory Trust or Delaware LLC. Permissioned bond units are issued under ERC-3643 with ONCHAINID identity binding, so accreditation and transfer restrictions are enforced at the contract layer rather than by a spreadsheet. Coupon distribution runs on-chain against the registered holder set.
Branded Tenant on Partner Banking Rails
A branded tenant runs on virtual FBO sub-accounts opened at a chartered partner bank, with instant clearing over FedNow and RTP and card issuance under the bank’s BIN sponsorship. The bank is the regulated party of record for deposits, BSA/AML, CIP and OFAC; Y3K Markets supplies the software, the ledger and the tenant application only.
Vaulted Commodity with Proof of Reserve
Allocated bullion or other vaulted specie is held by a qualified custodian and represented one-to-one on chain, with bar serials or lot identifiers published to a proof-of-reserve feed. Signing authority is a tenant-plus-custodian quorum. UnyKorn LLC holds no key share, no recovery shard, and no master enterprise over client assets — we install the relationship in the tenant's legal name.
UnyKorn LLC // Y3K Markets Operations
Production fintech engineering, statutory trust management, and qualified custody rails.
UnyKorn LLC — Wyoming
Alpharetta, Georgia, USA. Entity of record: UnyKorn LLC (Wyoming).
Entity & Tax Identification
Wyoming LLC, EIN: 42-3536633, ISO Market Identifier Code (MIC): UBEC. Fully compliant corporate umbrella for digital asset syndication.
Cross-Chain Infrastructure
Direct connectivity to XRPL, Ethereum EVM, Solana, and Stellar networks for instant high-value fiat-crypto settlement.